Tools · free, no signup
Size a loan, check coverage and leverage, and estimate MLI Select points. Everything runs in your browser; nothing you type is sent anywhere.
ExamplePrefilled with Les Jardins Saint-Laurent, 24 units, Montréal
Debt service coverage
DSCR = NOI ÷ annual debt service
—
Amortization, first 10 years
On the loan with premium, by year.
| Year | Payments | Interest | Principal | Balance |
|---|
Illustration only, based on the numbers you enter. Not financial advice. Payments use Canadian semi-annual compounding. Lenders and insurers set their own terms.
More calculators
Open one, change the numbers, read the result. Same example deal.
LTV = loan ÷ value · Debt yield = NOI ÷ loan
Run the full underwriting in Levercomm, 14-day trial| Year | Interest | Principal | Balance |
|---|
Tiers used: 50, 70 and 100 points. Estimate only; program rules change.
Run the full underwriting in Levercomm, 14-day trialCap rate = NOI ÷ value · Value = NOI ÷ cap rate
Run the full underwriting in Levercomm, 14-day trialIllustration only, based on the numbers you enter. Not financial advice, and not a lending or insurance decision. Lenders and CMHC make their own decisions.
MLI Select is a program of Canada Mortgage and Housing Corporation (CMHC). Levercomm is not affiliated with or endorsed by CMHC. The points estimate is not an official CMHC tool; check CMHC's current MLI Select guide.
14-day trial · from CA$149/mo · 3-month minimum
Start your 14-day trial